Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
First Independent Bank Checking Accounts include these benefits:
| INFORMATION | FREE CHECKING ACCOUNT | INTEREST CHECKING ACCOUNT | MONEY MARKET ACCOUNT |
|---|---|---|---|
| DESCRIPTION | All the things you need - a debit card, Online and Mobile Banking*, E-Statements and BillPay | Valuable account benefits you won't find in a basic checking account with the flexibility to manage your account the way you want, and it pays interest.** | The flexibility to bank the way you want, when you want, plus it pays interest.** |
| MINIMUM TO OPEN | Minimum $50.00 to open | Minimum $100.00 to open | Minimum $1,000.00 to open |
| ACCOUNT AND DIGITAL FEATURES* | Banking tools that let you do your banking from your laptop, tablet or smartphone - anywhere, anytime. Online Banking & BillPay, Mobile Banking. Simple, secure way to send and receive payments. | Banking tools that let you do your banking from your laptop, tablet or smartphone - anywhere, anytime. Online Banking & BillPay, Mobile Banking. Simple, secure way to send and receive payments. | Banking tools that let you do your banking from your laptop, tablet or smartphone - anywhere, anytime. Online Banking & BillPay, Mobile Banking. Simple, secure way to send and receive payments. |
| MINIMUM BALANCE TO AVOID MONTHLY SERVICE CHARGE | No minimum balance required | $1,000 average monthly balance | $1,000 average monthly balance |
| MONTHLY SERVICE CHARGE | No monthly service charge | $7.00 | $10.00 |
| DEBIT CARD¹ | Free Debit Card | Free Debit Card | Debit Card Not Available |
| DEPOSITS/CHECKS | Unlimited number of deposits and unlimited check writing each month | Unlimited number of deposits and unlimited check writing each month | Up to six withdrawals or transfers each month |
| E-STATEMENTS | Free E-Statements that include check images | Free E-Statements that include check images | Free E-Statements that include check images |
| PAPER STATEMENTS AND CHECK IMAGES | No paper statement, E-Statements are required | Free paper statement, Check images available | Free paper statement available. Free check images are provided with statement automatically |
To open an account at First Independent Bank you will need proof of a valid identification number, a form of identification (acceptable options are a valid driver’s license, military ID, state ID, or passport), and proof of current address.
*Mobile carrier fees may apply.
**For current rates and account disclosures, call (417) 678-3333 or stop by the bank.
¹The ATM/Debit card is not a credit card. Transactions are deducted from your First Independent Bank checking account.