Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
Federal Deposit Insurance Corporation - FDIC-Insured - Backed by the full faith and credit of the U.S. Government
First Independent Bank Checking Accounts include these benefits:
| INFORMATION | FREE CHECKING ACCOUNT | INTEREST CHECKING ACCOUNT | MONEY MARKET ACCOUNT |
|---|---|---|---|
INFORMATION DESCRIPTION | FREE CHECKING ACCOUNT All the things you need - a debit card, Online and Mobile Banking*, E-Statements and BillPay | INTEREST CHECKING ACCOUNT Valuable account benefits you won't find in a basic checking account with the flexibility to manage your account the way you want, and it pays interest.** | MONEY MARKET ACCOUNT The flexibility to bank the way you want, when you want, plus it pays interest.** |
INFORMATION MINIMUM TO OPEN | FREE CHECKING ACCOUNT Minimum $50.00 to open | INTEREST CHECKING ACCOUNT Minimum $100.00 to open | MONEY MARKET ACCOUNT Minimum $1,000.00 to open |
INFORMATION ACCOUNT AND DIGITAL FEATURES* | FREE CHECKING ACCOUNT Banking tools that let you do your banking from your laptop, tablet or smartphone - anywhere, anytime. Online Banking & BillPay, Mobile Banking.
Simple, secure way to send and receive payments. | INTEREST CHECKING ACCOUNT Banking tools that let you do your banking from your laptop, tablet or smartphone - anywhere, anytime. Online Banking & BillPay, Mobile Banking.
Simple, secure way to send and receive payments. | MONEY MARKET ACCOUNT Banking tools that let you do your banking from your laptop, tablet or smartphone - anywhere, anytime. Online Banking & BillPay, Mobile Banking.
Simple, secure way to send and receive payments. |
INFORMATION MINIMUM BALANCE TO AVOID MONTHLY SERVICE CHARGE | FREE CHECKING ACCOUNT No minimum balance required | INTEREST CHECKING ACCOUNT $1,000 average monthly balance | MONEY MARKET ACCOUNT $1,000 average monthly balance |
INFORMATION MONTHLY SERVICE CHARGE | FREE CHECKING ACCOUNT No monthly service charge | INTEREST CHECKING ACCOUNT $7.00 | MONEY MARKET ACCOUNT $10.00 |
INFORMATION DEBIT CARD¹ | FREE CHECKING ACCOUNT Free Debit Card | INTEREST CHECKING ACCOUNT Free Debit Card | MONEY MARKET ACCOUNT Debit Card Not Available |
INFORMATION DEPOSITS/CHECKS | FREE CHECKING ACCOUNT Unlimited number of deposits and unlimited check writing each month | INTEREST CHECKING ACCOUNT Unlimited number of deposits and unlimited check writing each month | MONEY MARKET ACCOUNT Up to six withdrawals or transfers each month |
INFORMATION E-STATEMENTS | FREE CHECKING ACCOUNT Free E-Statements that include check images | INTEREST CHECKING ACCOUNT Free E-Statements that include check images | MONEY MARKET ACCOUNT Free E-Statements that include check images |
INFORMATION PAPER STATEMENTS AND CHECK IMAGES | FREE CHECKING ACCOUNT No paper statement, E-Statements are required | INTEREST CHECKING ACCOUNT Free paper statement, Check images available | MONEY MARKET ACCOUNT Free paper statement available. Free check images are provided with statement automatically |
To open an account at First Independent Bank you will need proof of a valid identification number, a form of identification (acceptable options are a valid driver’s license, military ID, state ID, or passport), and proof of current address.
*Mobile carrier fees may apply.
**For current rates and account disclosures, call (417) 678-3333 or stop by the bank.
¹The ATM/Debit card is not a credit card. Transactions are deducted from your First Independent Bank checking account.