Privacy Policy

Protecting your privacy is important to First Independent Bank and our employees. We want you to understand what information we collect and how we use it. In order to provide our customers with a broad range of financial products and services as effectively and conveniently as possible, we use technology to manage and maintain customer information. The following policy serves as a standard for all First Independent Bank employees for collection, use, retention, and security of nonpublic personal information.

FACTS

WHAT DOES FIRST INDEPENDENT BANK DO WITH YOUR PERSONAL INFORMATION?

Why?

Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share and protect your personal information. Please read this notice carefully to understand what we do.

What?

The types of personal information we collect and share depend on the product or service you have with us. This information can include:

Social Security number
Account balances
Overdraft history

Transaction history
Wire transfer instructions
Payment history

When you are no longer our customer, we continue to share your information as described in this notice.

How?

All financial companies need to share customers’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their customers’ personal information; the reasons First Independent Bank chooses to share; and whether you can limit this sharing.

Reasons we can share your personal information	Does First Independent Bank share?	Can you limit this sharing?
For our everyday business purposes - Such as to process your transactions, maintain your account(s), report to credit bureaus, or respond to court orders and legal investigations.	Yes	No
For our marketing purposes - To offer our products and services to you	Yes	No
For joint marketing with other financial companies	No	We don't share
For our affiliates' everyday business purposes - Information about your transactions and experiences	No	We don't share
For our affiliates' everyday business purposes - Information about your creditworthiness	No	We don't share
For affiliates to market to you	No	We don't share
For non-affiliates to market to you	No	We don't share

Contact Us

Call 417-678-3333 or go to www.fibaurora.com

Who we are
Who is providing this notice?	First Independent Bank, Aurora, MO

What We Do

How does First Independent Bank protect my personal information?

To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards, secured files, and secured buildings.
We also maintain other physical, electronic and procedural safeguards to protect this information and we limit access to information to those for whom access is appropriate.

How does First Independent Bank collect my personal information?

We collect your personal information, for example, when you:

Open an account
Apply for a loan
Make deposits or personal withdrawals from your account

Make a wire transfer
Show your government-issued ID

We also collect your personal information from others, such as credit bureaus, affiliates or other companies.

Why can't I limit all sharing?

Federal law gives you the right to limit only:

Sharing for affiliates' everyday business purposes - information about your creditworthiness
Affiliates from using your information to market to you
Sharing for non-affiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates	Companies related by common ownership or control. They can be financial and non-financial companies. First Independent Bank has no affiliates.
Non-affiliates	Companies not related by common ownership or control. They can be financial and non-financial companies. First Independent Bank does not share with our non-affiliates so they can market to you.
Joint Marketing	A formal agreement between non-affiliated financial companies that together market financial products or services to you. First Independent Bank does not jointly market.

OUR SECURITY PROCEDURES:

We take steps to safeguard customer information. We restrict access to your personal and account information to the employees who need to know that information to provide products or services to you. Employees who violate these standards will be subject to disciplinary measures. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

Revised September 2021